How To Protect Your Car From Being Damaged On Bad Roads -

There are a number of dangers to your vehicle that exist on asphalt roads. So many thousands (or millions) of vehicles traveling will create wear and tear. Some more than others. It’s important to be as cautious a driver as you can be when it comes to these dangers. Here are some methods to use for your vehicle’s safety.

Look Ahead

Make a point of checking the road ahead for potholes. An alert driver may have time to avoid potholes, so it’s important to stay focused on the road.

Slow Down

If a pothole cannot be avoided, reduce speed safely being sure to check the rearview mirror before any abrupt braking. Hitting a pothole at higher speeds greatly increases the chance of damage to tires, wheels and suspension components.

Beware of Puddles

A puddle of water can disguise a deep pothole. Use care when driving through puddles and treat them as though they may be hiding potholes.

Inspect Suspension

Make certain struts and shock absorbers are in good condition. Changes in vehicle handling, excessive vibration or uneven tire wear can indicate bad shocks or struts. Have the suspension inspected by a certified technician if you suspect problems.

Check Alignment

Hitting a pothole can knock a car’s wheels out of alignment and affect the steering. If a vehicle pulls to the left or right, have the wheel alignment checked by a qualified technician.

Insurance

According to the Insurance Information Institute, the good news is, yes, pothole damage is usually covered—providing you have collision coverage. Collision coverage, an optional portion of a standard auto insurance policy, covers damage to a car resulting from a collision with an object (e.g., a pothole, lamp post or guard rail), another car or as the result of flipping over. However, it does not cover wear and tear to a car or its tires due to bad road conditions. Collision coverage is generally sold with a deductible — the higher your deductible, the lower your premium. Your collision coverage will reimburse you for the costs of repairing your car, minus the deductible. Collision insurance is different from comprehensive insurance, which is also an option and covers theft, vandalism, flooding and damage from fallen objects, such as trees.

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